Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Already applied for ILHAF funds? HAF Plans | U.S. Department of the Treasury Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Homeowners with household incomes less than 150% of the Area Median Income. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Illinois Homeowner Assistance Fund Applications Begins April 11th ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to Get up to $60,000 from the State of Illinois to pay past due homeowner HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. 3. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Single Family Housing Repair Loans & Grants in Illinois Choose from the following social media posts to share on your platforms. For example, repayment may be requested if you sell your home before a specified date. ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Pritzker Administration Announces Up to $30,000 in Housing - NCSHA All Rights Reserved. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. The Illinois Rental Payment Program is now closed for new application. Available in English and Spanish. Check your local program for details . The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. Toll Free. All services related to the HAF program are free of charge. The ILHAF team is currently reviewing and processing applications for assistance. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Homeowners who are past due on their mortgage or property tax payments. Please continue to check back for updates and information about future programs or resources that may become available. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. You dont have to pay anyone to help you avoid foreclosure. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . The state is currently accepting applications for ILHAF assistance. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Are you at risk of losing your home? Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, The Illinois Housing Development Authority is here to help. Illinois residents can apply for up to $30,000 in housing assistance Gov. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. 4 0 obj For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. PDF Pritzker Administration Launches $309 Million Assistance - Illinois Check your specific program requirements based on your area. Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. Application information can be found on the IDHS website, here. Do I have to pay back the money I receive? Emergency Mortgage Assistance Program Program Assistance and Frequently Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA Need help getting caught up on your mortgage payments? The program is administered by the Illinois Housing Development Authority (IHDA). Gov. Pritzker: Applications open April 11 for homeowner assistance fund PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants The program is now accepting applications. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. Be careful to avoid scammers who engage in these practices. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). The fund, which totals $309 million, is designed to help struggling. 0 Loans are termed for 20 years. Homeowner Assistance Fund Income Limits (HAF) | HUD USER Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. If you are a servicemember, contact your local Legal Assistance Office. Grants have a lifetime limit of $10,000. Wecan help you find out if you qualify for emergency assistance funds. Homeowners with household incomes less than 150% of the Area Median Income. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). 3 0 obj Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Oops! Find a housing counselor near you. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. PDF Pritzker Administration Announces $309 Million Assistance - Illinois check your programs income requirements before applying, To learn about your program, visit this site, find more information on the Department of Hawaiian Home Lands mortgage relief program website. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. In total, approximately $10 billion will be disbursed to programs across the country. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. Check with your HAF program to see if they have notified your servicer. Click here to find the income limits for your county. Available in English and Spanish. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) call (855) 631-0811. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. Something went wrong while submitting the form. 2022 Illinois Housing Development Authority. ILHAF - Illinois Housing Help Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. If you have any questions, please contact the ILHAF call center at (866) 454-3571. JB Pritzker and the Illinois Housing Development . 'nff`] 7; H3"@ $ *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . Illinois homeowners could receive up to $30K in mortgage relief IL homeowners impacted by COVID-19 can apply for financial help The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. {%uqb.hON>Nf. <> Illinois Housing Help is Here! Copyright 2022 WIFR. There is no cost to apply for HAF. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. Mortgage Resource Toolkit Available in English and Spanish. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. Website by. Please tag us when you do, using the handles below. The programs goal is to prevent: The HAF program available to you will depend on your area. 8R! Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. %%EOF The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. All rights reserved. The goal of the program is to . First Alert Forecast - Still windy Tuesday with anything form sun to clouds. Scammers will sometimes use websites that look similar to official government websites to trick consumers. How can I get help filling out my application? ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . Loan interest rate is fixed at 1%. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. Some state HAF programs may require a servicer to pause foreclosure activity. Find a housing counselor near you. Homeowners with household incomes less than 150% of the Area's Median Income. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. However, under some circumstances, individual programs may require the money to be repaid. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. Grants must be repaid if the property is sold in less than 3 years. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. A list of other requirements is available here. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. % Apply no. If approved, homeowners will receive a grant for up to $15,000 to Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). fuUjED0D2H^^9H2;M KN10H5?m [ If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. If you need immediate assistance with housing expenses, please contact a. Some locations expect to receive more applications than can be funded by their program. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. endobj We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. 2022 Illinois Housing Development Authority. Well forward it to the company and work to get you a response, generally within 15 days. stream After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. All Rights Reserved. Para obtener ms informacin, visite IllinoisHousingHelp.org. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Highs in the low 60s. 2022 Illinois Housing Development Authority. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). To learn more visit IllinoisHousingHelp.org. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Check the status of your application. Contact a Housing Stability Service Provider NearYou. CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. The application period runs from April 11th through May 31st, 2022. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Homeowner Assistance Fund: How to Apply for HAF - NerdWallet Copyright 2023 WLS-TV. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. <> ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Already applied for utility billassistance? endobj They may also try to charge you for applying to a free program. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. Apply for assistance for your primary residence. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Topics will include: Webinars will be offered in English and Spanish. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Click here to find the income limits for your county. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844.
